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Happy New Year to everyone. I hope that it is a healthy and prosperous one.   Now..about those resolutions? I’m guessing that like me, yours will involve some sort of waistline or financial challenges, that we will sagely review at the end of Jan and realise that they were never achievable. So, what’s the point? [...]

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Well, there it goes. Another year passes in a blur and off we go into 2011. What’s in store? VAT rise, National Insurance rise, petrol price rise, inflation rise, interest rate rise, income tax rise .. any more? It’s clear we are one of those households that the government has targeted to pay for everything, [...]

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